The Most Valuable Auto Insurance Discounts

Expensive maintenance, pricey state taxes and fuel tank fill-ups can make owning a car a not-so-affordable responsibility. Your car insurance may represent one of the few areas where you can possible save some dollars. If you haven’t reviewed your policy in the recent months or years, you might be missing out on a multitude of really valuable discounts. Check our list with the most valuable auto insurance discounts and find out if you qualify for them. We recommend you to use a free car insurance quote and analyze prices.

  1. # how-to-save-on-auto-insuranceLow mileage discount. Every insurance company should provide a discount to clients who drive less than a certain number of miles per year. By decreasing the total annual mileage, you reduce the chances of being involved in an accident, and thus, making a claim.  Talk with your insurance company about this discount and check the mileage limits.
  2. No claims discount. If you are a good driver and you have not made any claim in the past 3/5 years, you should ask for a discount.  Again, each company adheres to a certain reward system and one company may choose to provide a discount after 3 years, while other companies will provide it after 5 years.
  3. Defensive driving graduation discount. Taking defensive driving courses is another way to get a discount on your auto insurance rates. It can represent as much as ten percent off on your premium. That could even be incentive to get in there and hit the books a little harder. You will not only get a better grade out of the situation but you could also get a hefty discount on your auto insurance.
  4. Safety gear discount. Buying a car with safety or security equipment can bring discounts on your auto insurance. Even having some of those types of items installed after-market can often save you money. The value of discount depends on the type of equipment and the insurance company, but it is a discount worth asking for.

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